Reverse Mortgages

A reverse mortgage can unlock the equity in your home to support your retirement, but it’s important to understand the risks as well as the benefits. At MMLaw, we provide clear advice so you can make informed decisions with confidence.

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Unlocking the value of your home during retirement.

For many Australians, the family home is their biggest asset. A reverse mortgage can allow retirees to access this equity to fund living expenses, home improvements, medical care, or lifestyle needs. At MMLaw, we help you understand whether this option is right for you.

A reverse mortgage is a loan that lets you borrow money against the value of your home while continuing to live in it. Repayments aren’t required until the property is sold, you move out permanently, or you pass away.

Turning home equity into income or funds.

Making an informed decision with confidence.

Reverse mortgages are not without risks. Interest compounds over time, reducing the equity left in your home for your estate. They may also affect eligibility for government benefits. Careful planning and advice are essential before committing. At MMLaw, we ensure you fully understand the terms of your loan, the potential risks, and the impact on your financial future.